In FC 26 Ultimate Team, earning coins efficiently is the key to long-term success. Whether you’re building a competitive squad or trading your way to a dream team, understanding how to generate coins without wasting time—or real money—makes a huge difference. After hundreds of hours in FUT across multiple titles, I’ve compiled this list of 27 smart ways to earn FC 26 coins efficiently, tailored for both casual and hardcore players.
1. Complete Squad Battles Weekly
Playing Squad Battles on at least World Class difficulty and finishing in the Gold or Elite ranks can bring in tens of thousands of coins and packs weekly. It’s an offline grind that rewards consistency.
2. Focus on Division Rivals Early
Early in the cycle, Division Rivals is one of the most rewarding modes for both skill-based matchmaking and weekly rewards. Play to your limit and choose coin rewards when you’re building up your balance.
3. Sell Consumables
Don’t underestimate the value of contracts, position modifiers, chemistry styles, and healing items. They sell well early in the season when demand is high.
4. Monitor SBC Requirements
Keep an eye on new Squad Building Challenges (SBCs), especially limited-time events. When requirements drop, players in your club might spike in value overnight.
5. Use the Companion App for Lazy Listing
The Web App and Companion App are excellent tools for flipping cards. You can snipe deals and list items repeatedly while away from your console.
6. Master the Bronze Pack Method
Yes, it still works. Open 400-coin bronze packs, sell valuable League SBC players, and quick sell the rest. Over time, it’s a slow but steady profit.
7. Trade During Lightning Rounds
When packs flood the market (like during Lightning Rounds), prices drop. Snipe underpriced players or consumables and sell once the market stabilizes.
8. Sell Unwanted Players Immediately
Don’t hoard. If you pack a player you won’t use and they’re selling above discard, list them. Coins now are often worth more than holding for later.
9. Complete Foundation and Milestone Objectives
These often give large coin rewards or tradable packs. Focus on objectives like scoring finesse goals or winning matches with full Premier League squads.
10. Avoid Quick-Selling Gold Rares
Most rare golds hold some market value. Always check before quick selling—especially during early or mid-season.
11. Invest in TOTW Players
In early FUT cycles, Team of the Week players often rise in price once they’re out of packs, especially those with good league/nation links.
12. Use Unassigned Pile for Club Management
Sniping cards and storing them in the unassigned pile can be an efficient way to build transfer targets and optimize coin usage.
13. Build Low-Budget Meta Squads
Avoid overspending on overhyped cards. Instead, create squads that are strong but budget-friendly. That way, you save coins while remaining competitive.
14. Flip Chemistry Styles
Basic chem styles sell for discard, but popular ones like Hunter, Shadow, and Catalyst often go for 2,000+ coins depending on demand.
15. Farm Draft Mode (Offline or Online)
If you’re confident, Draft Mode can be a great coin source. A good run returns more than the 15k entry fee—plus it’s fun.
16. Save High-Value Packs for Promo Events
If you’re planning to open packs, wait for promos like FUT Birthday or Team of the Season. Better chances of pulling valuable items.
17. Stay Active on the Transfer Market
Even small trades add up. Buy low, sell high—especially for popular positions and leagues.
18. Track Trends with FUTBIN or Similar Sites
Use tools like FUTBIN to monitor price graphs, track SBC solutions, and see market movements in real-time.
19. Build Chemistry-Based Hybrid Teams
Completing advanced SBCs like Hybrid Nations or League and Nation Hybrid can bring massive coin value for relatively low cost.
20. Play Weekend League (If You’re Good Enough)
Weekend League can offer elite rewards, but only if you can consistently finish with a solid win record. Choose rewards wisely based on your team needs.
21. Use “Sniping Filters” for Profit
Learn common price points for silver rares, gold commons, or League SBC players and create sniping filters to buy undervalued listings.
22. Complete Daily Objectives and Login Rewards
Simple actions like logging in or scoring a goal often give small coin boosts or free packs. Easy wins.
23. Sell TOTW or Promo Players During Hype
Players often spike in price right after the announcement or when featured in objectives. Timing is everything.
24. Avoid Coin Drains Like Cosmetic Items
Celebrations, Tifos, and custom kits can be tempting—but offer no value in return. Save coins for gameplay-affecting assets.
25. Use Loan Players for Early Objectives
Instead of buying players for challenges, use loan versions. It keeps your coin balance intact while completing tasks efficiently.
26. Farm Silver Lounge for Objectives
This mode is low-pressure and often tied to promo objectives. You can earn packs and XP while leveling your club with ease.
27. Keep Transfer List and Trade Pile Active
Never leave them empty. Even if you’re just relisting old items, keep the cycle going to ensure coins keep coming in.
Earning coins in FC 26 Ultimate Team is all about discipline, timing, and knowledge. You don’t need to be a trading expert to succeed—you just need to be smart with your time and resources. The above 27 methods will help you keep your coin total climbing without relying on real-world spending.
If you’re consistent, you’ll be surprised how quickly your club evolves from bronze benchwarmers to a well-oiled, top-tier squad.
